PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEB SITE. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS, DO NOT USE THIS WEB SITE IN ANY MANNER. 
These Terms of Use were last updated on [08/07/2012]. 
This Terms of Use document discloses the Terms of Use for Southland Benefit Solutions, LLC and www.southlandbenefit.com. 

This web site is provided by Southland Benefit Solutions, LLC ("SBS, LLC"). By using the web site or downloading information or materials from the web site, you agree to abide by the terms of use set forth below (the "Terms of Use") and the Privacy Policy. 

The content of the web site relates to products and services offered by SBS, LLC. This content is for your general information only. 

Revisions to the Terms of Use

SBS, LLC reserves the right, at its sole discretion, to change, update, add or remove any portion of these Terms of Use at any time by posting the changes to the Terms of Use on the web site, which will be effective immediately. Please review the Terms of Use each time you visit the web site. Your continued use of the web site after any changes to the Terms of Use are posted will be considered acceptance of such changes. 

Intellectual Property Rights - Limited License

SBS, LLC grants you a non-exclusive, non-transferable, limited right to access, use and display the web site and the information and materials provided on the web site or available through SBS, LLC's services (collectively referred to as "Information") only pursuant to the terms and conditions of the Terms of Use. You acknowledge and agree that the Information and SBS, LLC's proprietary computer software, documentation and processes and business methods, including all copyright rights, patent rights, trademark rights and trade secrets contained therein ("Intellectual Property Rights"), are and shall remain the sole property of SBS, LLC (collectively referred to as "SBS, LLC Intellectual Property"). 

SBS, LLC authorizes you to view and download the Information only for your personal use. This authorization is not a transfer of title in any SBS, LLC Intellectual Property or any Intellectual Property Rights contained therein. Your use of the Web site is subject to the following restrictions: (1) you must retain, on all copies of the Information downloaded, all copyright, trademark, logo and other Intellectual Property Rights notices contained in the Information; (2) you may not amend the SBS, LLC Intellectual Property in any way or replicate or publicly display, distribute or otherwise use the SBS, LLC Intellectual Property for any public or commercial purpose; and (3) you shall not modify, translate, disassemble, de-compile, reverse engineer or cause or allow discovery of the source code of the SBS, LLC Intellectual Property in any way. You agree to abide by all additional restrictions displayed on the web site as they may be updated from time to time. The web site, including all SBS, LLC Intellectual Property, is protected by copyright, trademark and other laws. You agree to comply with all copyright laws worldwide in your use of the web site and to prevent any unauthorized copying of the SBS, LLC Intellectual Property. Except as expressly provided herein, SBS, LLC does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information. Any use of this web site or the Information for commercial purposes must be pursuant to a separate, written agreement between you and SBS, LLC. 

You agree: (1) that all nonpublic products and documentation and all related nonpublic business, technical and financial information furnished by SBS, LLC on the web site in any manner are and shall be treated as confidential information of SBS, LLC ("Confidential Information"); and (2) to maintain all Confidential Information of SBS, LLC in confidence with a reasonable degree of care during and after your use of the web site. You shall refrain from using any Confidential Information for any purpose not specifically authorized by SBS, LLC herein. All Confidential Information in your possession shall be destroyed promptly upon your termination of use of the web site. 
SBS, LLC owns the names used for the products and services on the web site, and these names are protected by United States and foreign trademark laws. You agree not to display or use SBS, LLC's logos, trademarks or service marks in any manner without our prior written permission. 
If you use the SBS, LLC Intellectual Property or the SBS, LLC logos, trademarks or service marks in a way that is not clearly allowed by these Terms of Use, you are violating these Terms of Use and may be violating copyright, trademark, and other laws. In that case, SBS, LLC automatically revokes your permission to use the web site. All rights not expressly granted herein are reserved by SBS, LLC. 

Third Party Links

The web site may contain links to web sites not operated by SBS, LLC. These links are provided for your convenience, but SBS, LLC does not review, control, or monitor the materials on any other web sites. SBS, LLC makes no warranty or representation regarding, is not responsible for, and does not endorse, any linked web sites or any information appearing on, products or services described on, or security or privacy practices employed by such linked web sites. Links do not imply that SBS, LLC or the web site sponsors, endorses or is affiliated or associated with the entities operating the linked web sites, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked web site is authorized to use any trademark, trade name, logo or copyright symbol of SBS, LLC. 

Termination of Use

You agree that SBS, LLC may, in its sole discretion, at any time terminate your access to the web site and any account(s) you may have in connection with the web site. Access to the web site may be monitored by SBS, LLC. 

Passwords and Security

You are responsible for maintaining the confidentiality of any user name or password you are given to access the web site, and are fully responsible for all activities that occur under your user name or password. You agree to notify SBS, LLC immediately of any unauthorized use of your user name or password. You may not disclose, sell, trade, lend or transfer your user names or passwords for the web site to any third party or otherwise allow or permit any third party to access the SBS, LLC services. 

No Unlawful or Prohibited Use

As a condition of your use of the web site, you will not use the web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not: (a) use the Web site in any manner that could damage, disable, overburden, or impair the Web site, any SBS, LLC server, or the network(s) connected to any SBS, LLC server, or interfere with any other party's use and enjoyment of the Web site; (b) attempt to gain unauthorized access to the Web site, materials, other accounts, computer systems or networks connected to any SBS, LLC server or to the Web site, through hacking, password mining or any other means; (c) obtain or attempt to obtain any materials or information through any means not intentionally made available through the Web site; (d) use any materials or information obtained from the Web site to contact, harass, abuse or harm any other person or to advertise to, solicit, or sell to any other person; (e) use any robot, spider, other automatic device or manual process to monitor or copy the Web site or the materials, information or content contained therein without SBS, LLC's prior express written consent; or (f) "frame" or otherwise alter or modify the appearance of the Web site or any of its content without SBS, LLC's prior express written consent. SBS, LLC reserves the right to investigate any occurrence or alleged occurrence of the foregoing unlawful or prohibited acts and to proceed with appropriate legal action, whether criminal or civil, in the event of a violation.

Disclaimer and Limitation of Liability

While we endeavor to keep the materials and information contained on this Site up to date, Southland cannot assume responsibility for any errors or omissions in the data or materials contained on this website, or any links to its website. Southland further does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. Southland requests that you notify us immediately by clicking on the Contact Us link if any of the data or information on this site is inaccurate, incomplete or is not current. Southland may make changes to these materials, or to the products or services described herein, at any time without notice, and makes no commitment to update the information contained herein. Southland also reserves the right to terminate your access to the Site in the event that you violate these Terms and Conditions, or for any reason whatever. You agree by your use of the Southland website to hold harmless and indemnify Southland, its agents, servants and employees from any claims arising from the use, transmittal or reliance of this website and its contents or links. Please note that confidentiality can not be guaranteed for contents of items used, contained in or transmitted through this website. Southland maintains proprietary rights in all contents of this website but states that the content of the same is not intended to provide either medical or legal advice to anyone who accesses the website or uses any portion of it. 

You may terminate your obligations under these Terms of Use at any time by terminating your access to and use of the web site. Your sole and exclusive remedy under these Terms of Use is to terminate these Terms of Use and to discontinue accessing and using the web site if SBS, LLC breaches these Terms of Use or if you are dissatisfied with the web site or with any term or condition of these Terms of Use. 

Indemnity

You agree to indemnify, defend, and hold harmless SBS, LLC and its officers, directors, employees, agents and suppliers against any and all claims, liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on, or in connection with your access and/or use of the Web site. 

Web Site Availability and Changes

The web site may be unavailable from time to time due to mechanical, technical, software, hardware or third party vendor failures, updating or construction. SBS, LLC cannot predict or control when such downtime may occur and cannot control the duration of such downtime. SBS, LLC may terminate, change, suspend or discontinue any aspect of the web site, including the availability of any features of the web site, at any time. SBS, LLC may also impose limits on certain features and services or restrict your access to parts or the entire web site without notice or liability. SBS, LLC may terminate the authorization, rights and license given above at any time, and, upon such termination, you agree immediately to destroy all Information. 

International Users

The web site is controlled, operated and administered from offices within the United States. SBS, LLC makes no representation that any of the Information is appropriate or available for use at locations outside of the United States. Access to the web site or the Information from territories where the content of the web site is illegal is prohibited. You may not use the web site or export the Information in violation of United States export laws and regulations. If you access the web site from a location outside of the United States, you are responsible for compliance with all local laws, rules and regulations. 

Personal Information We Collect

Personal information such as phone number, date of birth, and email address may be collected in order to access an account using our online portal. This personal information is maintained on our secure servers and internal systems. We may use email addresses to send surveys regarding the services we provide to our customers. We will not give or sell any personal information to a third party. 

Miscellaneous

The Terms of Use represent the entire agreement between you and SBS, LLC with respect to your access and use of the Web site and SBS, LLC's products and services and supercede all prior or simultaneous agreements (whether oral, written or electronic) between you and SBS, LLC with respect to the Web site or SBS, LLC's products and services. If any of the provisions of the Terms of Use are determined to be invalid or unenforceable, then each invalid or enforceable provision will be construed in a manner consistent with applicable laws to reflect, as nearly as possible, the original intentions of the parties and the remaining provisions shall remain in full force and effect. The Terms of Use and the Privacy Policy shall be governed by, as applicable, United States federal laws or the laws of the State of Alabama, U.S.A., without giving effect to its conflict of laws provisions. You agree and irrevocably consent to the exclusive and sole jurisdiction of and venue in the courts located in Tuscaloosa County, Alabama. The failure of SBS, LLC to exercise or enforce any right or provision of the Terms of Use does not constitute a waiver of such right or provision. 

Contact Information

If you have any questions about these Terms of Use, please click on the "Contact Us" button and submit your request or call 1-800-476-3010. SBS, LLC welcomes any questions and suggestions about the Terms of Use.